Updated fact sheet on life insurance products and genetic testing in Australia
The Centre for Genetics Education has just updated its fact sheet on Life insurance products and genetic testing in Australia.
A couple of key points to note:
1. When applying for life insurance, you may be asked about:
- Any health conditions that have been diagnosed in your first degree relatives only and the age they were diagnosed.
You are not required to provide any other information about your first degree relatives including their genetic test result(s) if known to you, their name or date of birth.
2. Currently, regardless of whether you had a genetic/genomic test as part of a research project or in a clinical setting, and you know the result, insurers require that you disclose it if you are applying for an underwritten life insurance policy.